A New York Times investigation recently revealed that California Insurance Commissioner Ricardo Lara struck a secret deal with insurance companies, giving them regulatory favors while allowing them to dump tens of thousands of policyholders.

It was a bombshell. But for those of us living through this crisis, it wasn’t news.

As survivors of the Los Angeles fires, we’ve spent 10 months inside the collapse of California’s insurance system. In a survey of insured L.A. fire survivors, 70% report their recovery has been impeded by delays and denials.

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A system that should be a safety net has become a wrecking ball, destroying our finances, our health and the futures we’ve worked so hard to build for our kids. California’s recovery is being dragged down by the collapse of its

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