A third of San Diego households to cover basic needs, like housing, food and transportation. For a lot of people, money is a constant source of anxiety — especially during .

Here are four ways to squirrel away and save money by financial planner and CEO of Allora Wealth, Mary Beth Storjohann, who recently . She said when it comes to taking charge of one's finances, "the biggest thing to know is one: you're not alone. And two: you do have to pay attention to them."

Start with what's negotiable

Negotiation isn’t just for the city suits, politicians and business professionals looking to broker a merger, it also applies to our day-to-day finances and billing. According to Storjohann, anything that’s negotiable should be renegotiated.

Utility companies like SDG&E are prime examples where, i

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