The Bank of Canada held its interest rate at 2.25 per cent to close out the year, and number crunchers warn it doesn’t look promising for further cuts into the early parts of 2026.

“As 2025 draws to a close, Canadians have navigated a complicated financial landscape,” said Natasha Macmillan, Ratehub.ca senior business director of everyday banking, in an email to Metroland Media.

The bank’s decision not to change the interest rate was anticipated by many financial experts, especially following the Dec. 5 job stats released by Statistics Canada — which showed employment increased for the third month in a row. News

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