MINOT — North Dakota Insurance Commissioner Jon Godfread says North Dakota — and America, really, since our state is hardly an independent nation — is on an unsustainable trajectory when it comes to the cost of insurance and health care.

On this Plain Talk, Godfread, who is also the current president of the National Association of Insurance Commissioners, argued that Congress, with its much-ballyhooed One Big Beautiful Bill Act, has made things worse. "With what happened in the budget reconciliation bill, I'm really worried about this upcoming open enrollment period."

Godread, who is a Republican, argued that some of the provisions in the bill are "really going to harm consumers" and predicts "pretty significant rate increases across the board across the country."

He said there is talk

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