Kenzi Sargeant doesn’t know what a savings account is.

What the Newark 4-year-old does know is that she wants to be a dentist and has to go to something called college to do that.

“So other people can have teeth as clean as mine,” she said with a smile.

Kenzi is one of 3,000 incoming kindergarten students in the state’s largest city whose savings for college is getting a head start, thanks to a joint program of the Newark Public Schools district, Prudential Financial and others to open college savings accounts for each of them.

Superintendent of Schools Roger León, Newark Mayor Ras Baraka, and representatives of Prudential announced the Newark Saves program Wednesday at the district’s central office on Broad Street, along with Kenzi and a half dozen other members of the Class of

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