MANCHESTER, N.H. —

If you've got federal student loans, there are some big changes you need to know about.

Interest has started up again for millions of borrowers, and for many, the first step is just figuring out where your loans stand.

Almost 8 million Americans are enrolled in the SAVE repayment plan. Interest on those loans has started again, ending a year-long pause. Monthly payments are still on hold, for now.

"What this means is that a lot of people are going to see their loan balances grow again," said Chuck Bell of Consumer Reports. "And if you're already struggling with repaying your student loans, that's just going to make things harder in the future."

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The Student Borrower Protection Cente

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