Misty Pellew’s family lived in the dark for several days this month.

Pellew’s power was shut off Nov. 13 because of $602 in unpaid bills , the latest in a string of financial humiliations that began six months ago after her husband lost his $20-an-hour excavation job in northeastern Pennsylvania. The recent government shutdown dealt another blow, delaying federal funding for programs that helped the family pay for food and utilities.

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