DES MOINES, Iowa — As winter approaches, the Iowa Department of Insurance and Financial Services advises residents to prepare for cold weather hazards .

Iowans are encouraged to winterize their homes and vehicles to ensure safety during the holiday season. Homeowners should check insulation around windows and doors, clean gutters, and service furnaces. To prevent frozen pipes, maintain a steady home temperature and insulate exposed pipes, especially in colder areas like basements and garages.

Kitchen safety is crucial, as over half of house fires start there. Keep grills, stoves, and ovens attended and away from combustible items. Ensure smoke detectors are functional and use surge protectors.

An emergency kit is essential. It should include nonperishable food, water, candles, match

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